When considering insurance options, it is important to obtain coverage that remains relevant and true to your needs.  Important coverage considerations include:

Cyber extortion (ransomware)
Attacks or threatened attacks against your home IT infrastructure, coupled with demands for money to stop attacks.

Hacking/Crimeware

Malicious or unauthorised home IT infrastructure access or malware that aims to gain control of systems.

Cyberbullying

Electronic communication through your home IT that targets your child or teenage family member with the aim of tormenting, harassing, humiliating or otherwise targeting them.

Cyberstalking

Malicious use of your home IT to stalk, abuse, control or frighten you.

Identity theft

The unauthorised access to and use of your identity because of a cyber event to your home IT.

Personal financial loss

Loss of funds due to cyber theft including charges or costs incurred by you due to sim-jacking or crypto-jacking.

Wage replacement benefit

Payment of lost wages as a result of taking unpaid leave in response to a cyber theft, sim-jacking, identity theft, cyberbullying or cyberstalking.

Repair to e-reputation costs

The removal or mitigation of internet publications that defame your reputation.